{"id":10986,"date":"2026-01-06T16:29:01","date_gmt":"2026-01-06T21:29:01","guid":{"rendered":"https:\/\/lovill.isresearch.one\/areas-de-practica\/cumplimiento-regulaciones-aml\/"},"modified":"2026-02-05T11:57:16","modified_gmt":"2026-02-05T16:57:16","slug":"cumplimiento-regulaciones-aml","status":"publish","type":"page","link":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/","title":{"rendered":"Cumplimiento \/ Regulaciones AML"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10986\" class=\"elementor elementor-10986 elementor-9259\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-a151d39 e-flex e-con-boxed e-con e-parent\" data-id=\"a151d39\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be5a008 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"be5a008\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Cumplimiento \/ Regulaciones AML<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d3c09 elementor-widget elementor-widget-text-editor\" data-id=\"76d3c09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cumplimiento normativo y prevenci\u00f3n del blanqueo de capitales<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-d475040 e-flex e-con-boxed e-con e-parent\" data-id=\"d475040\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67d4700 elementor-widget elementor-widget-text-editor\" data-id=\"67d4700\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En LOVILL, asesoramos a empresas e instituciones financieras en el dise\u00f1o, la implementaci\u00f3n y el mantenimiento de programas de cumplimiento eficaces que se ajusten a las regulaciones de Panam\u00e1 contra el blanqueo de capitales y la financiaci\u00f3n del terrorismo (AML\/FT). Nuestro enfoque es estrat\u00e9gico y basado en el riesgo, lo que garantiza que la gobernanza corporativa, los controles internos y las obligaciones de presentaci\u00f3n de informes se gestionen de manera eficiente y con certeza regulatoria. <\/p><p>Ayudamos a entidades financieras reguladas, como bancos, fiduciarias, corredores de valores y compa\u00f1\u00edas financieras, as\u00ed como a entidades no financieras obligadas, incluidos promotores inmobiliarios, empresas en reg\u00edmenes especiales (Panam\u00e1 Pac\u00edfico, Zonas Francas), empresas constructoras y grupos corporativos con operaciones multisectoriales. Tambi\u00e9n apoyamos a las empresas que optan por adoptar programas de cumplimiento de forma voluntaria como parte de su marco de gobernanza y mitigaci\u00f3n de riesgos. <\/p><p>Nuestro equipo trabaja en estrecha colaboraci\u00f3n con los clientes para evitar la exposici\u00f3n regulatoria, fortalecer los controles internos y garantizar la preparaci\u00f3n para las inspecciones y las revisiones de supervisi\u00f3n en virtud de la Ley 23 de 2015 y la Ley 254 de 2021, en consonancia con las normas internacionales del GAFI\/FATF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37a8a9b e-flex e-con-boxed e-con e-parent\" data-id=\"37a8a9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7566d47 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"7566d47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nuestros servicios incluyen:<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d65b91b e-con-full e-flex e-con e-child\" data-id=\"d65b91b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-251a650 elementor-widget elementor-widget-text-editor\" data-id=\"251a650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Asesoramiento en materia de evaluaciones de riesgo y diligencia debida<\/li><li>Desarrollo y mejora de programas de cumplimiento AML\/FT<\/li><li>Pol\u00edticas y procedimientos de diligencia debida y conocimiento del cliente (KYC) adaptados<\/li><li>Asesoramiento regulatorio para obligaciones de presentaci\u00f3n de informes, presentaciones e inspecciones<\/li><li>Formaci\u00f3n para responsables de cumplimiento y personal operativo<\/li><li>Asistencia para responder a las conclusiones de la supervisi\u00f3n y las auditor\u00edas<\/li><li>Asesoramiento sobre la adopci\u00f3n voluntaria del cumplimiento para empresas no obligadas<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3eeefbb e-flex e-con-boxed e-con e-parent\" data-id=\"3eeefbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4beb8f1 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"4beb8f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Asuntos representativos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cbdac5 elementor-widget elementor-widget-n-accordion\" data-id=\"5cbdac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9720\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-9720\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Dise\u00f1o e implementaci\u00f3n de programas AML para empresas en reg\u00edmenes especiales <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9720\" class=\"elementor-element elementor-element-2ef5a87 e-con-full e-flex e-con e-child\" data-id=\"2ef5a87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3c1a90 elementor-widget elementor-widget-text-editor\" data-id=\"f3c1a90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Asesoramiento a empresas que operan bajo reg\u00edmenes econ\u00f3micos especiales (incluidos Panam\u00e1 Pac\u00edfico y Zonas Francas) en la implementaci\u00f3n de estructuras de cumplimiento AML alineadas con la Ley 23\/2015 y la metodolog\u00eda basada en el riesgo recomendada por el GAFI.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9721\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9721\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Desarrollo de pol\u00edticas de control interno y KYC para un grupo inmobiliario regional <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9721\" class=\"elementor-element elementor-element-357ebbd e-con-full e-flex e-con e-child\" data-id=\"357ebbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-927b06a elementor-widget elementor-widget-text-editor\" data-id=\"927b06a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dise\u00f1o e implementaci\u00f3n de procedimientos KYC, controles internos y programas de formaci\u00f3n en materia de cumplimiento para un grupo de promoci\u00f3n inmobiliaria con operaciones en m\u00faltiples provincias de Panam\u00e1.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-9722\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-9722\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Asesoramiento regulatorio y formaci\u00f3n de responsables de cumplimiento para instituciones financieras <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-9722\" class=\"elementor-element elementor-element-dbcd9af e-con-full e-flex e-con e-child\" data-id=\"dbcd9af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8915678 elementor-widget elementor-widget-text-editor\" data-id=\"8915678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Prestaci\u00f3n de asesoramiento jur\u00eddico, documentaci\u00f3n de cumplimiento y programas de formaci\u00f3n estructurados para los responsables de cumplimiento y el personal de las entidades supervisadas por la Superintendencia de Bancos y la Superintendencia del Mercado de Valores.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Dise\\u00f1o e implementaci\\u00f3n de programas AML para empresas en reg\\u00edmenes especiales\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Asesoramiento a empresas que operan bajo reg\\u00edmenes econ\\u00f3micos especiales (incluidos Panam\\u00e1 Pac\\u00edfico y Zonas Francas) en la implementaci\\u00f3n de estructuras de cumplimiento AML alineadas con la Ley 23\\\/2015 y la metodolog\\u00eda basada en el riesgo recomendada por el GAFI.\"}},{\"@type\":\"Question\",\"name\":\"Desarrollo de pol\\u00edticas de control interno y KYC para un grupo inmobiliario regional\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Dise\\u00f1o e implementaci\\u00f3n de procedimientos KYC, controles internos y programas de formaci\\u00f3n en materia de cumplimiento para un grupo de promoci\\u00f3n inmobiliaria con operaciones en m\\u00faltiples provincias de Panam\\u00e1.\"}},{\"@type\":\"Question\",\"name\":\"Asesoramiento regulatorio y formaci\\u00f3n de responsables de cumplimiento para instituciones financieras\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Prestaci\\u00f3n de asesoramiento jur\\u00eddico, documentaci\\u00f3n de cumplimiento y programas de formaci\\u00f3n estructurados para los responsables de cumplimiento y el personal de las entidades supervisadas por la Superintendencia de Bancos y la Superintendencia del Mercado de Valores.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c50a4e e-flex e-con-boxed e-con e-parent\" data-id=\"1c50a4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d40306a e-con-full e-flex e-con e-child\" data-id=\"d40306a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dd658e2 e-con-full e-flex e-con e-child\" data-id=\"dd658e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ca972c elementor-widget elementor-widget-heading\" data-id=\"6ca972c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00daltimas reflexiones<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b1a7bd e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"5b1a7bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49ed48f elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"49ed48f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.lovill.com\/es\/sala-de-prensa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ver todo<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51db868 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"51db868\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-815f093 elementor-arrows-position-inside elementor-widget elementor-widget-loop-carousel\" data-id=\"815f093\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:10776,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;.elementor-loop-container&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-carousel.post\">\n\t\t\t\t\t\t\t<div class=\"e-loop-nothing-found-message\">\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc6fc35 e-con-full e-flex e-con e-parent\" data-id=\"fc6fc35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c47be1d elementor-widget elementor-widget-template\" data-id=\"c47be1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"10782\" class=\"elementor elementor-10782 elementor-793 elementor-793\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b613c26 e-flex e-con-boxed e-con e-parent\" data-id=\"4b613c26\" data-element_type=\"container\" data-e-type=\"container\" id=\"contact\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e86d72b e-con-full e-flex e-con e-child\" data-id=\"e86d72b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cac4912 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1cac4912\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo podemos ayudarle?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-590ac873 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"590ac873\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Asesoramos en asuntos complejos y transfronterizos con un enfoque estrat\u00e9gico y orientado a los negocios.<br \/><br \/>Cont\u00e1ctenos para iniciar la conversaci\u00f3n.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2a113f elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"d2a113f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6MTA4MTcsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-728da4f e-con-full e-flex e-con e-child\" data-id=\"728da4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3146e1 elementor-widget elementor-widget-image\" data-id=\"a3146e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"536\" src=\"https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/12\/LOVILL-75-1024x686.jpg\" class=\"attachment-large size-large wp-image-11832\" alt=\"LOVILL - office\" srcset=\"https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/12\/LOVILL-75-1024x686.jpg 1024w, https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/12\/LOVILL-75-300x201.jpg 300w, https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/12\/LOVILL-75-768x515.jpg 768w, https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/12\/LOVILL-75.jpg 1194w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cumplimiento \/ Regulaciones AML Cumplimiento normativo y prevenci\u00f3n del blanqueo de capitales En LOVILL, asesoramos a empresas e instituciones financieras en el dise\u00f1o, la implementaci\u00f3n y el mantenimiento de programas de cumplimiento eficaces que se ajusten a las regulaciones de Panam\u00e1 contra el blanqueo de capitales y la financiaci\u00f3n del terrorismo (AML\/FT). Nuestro enfoque es [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10806,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10986","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cumplimiento \/ Regulaciones AML | Lovill<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cumplimiento \/ Regulaciones AML | Lovill\" \/>\n<meta property=\"og:description\" content=\"Cumplimiento \/ Regulaciones AML Cumplimiento normativo y prevenci\u00f3n del blanqueo de capitales En LOVILL, asesoramos a empresas e instituciones financieras en el dise\u00f1o, la implementaci\u00f3n y el mantenimiento de programas de cumplimiento eficaces que se ajusten a las regulaciones de Panam\u00e1 contra el blanqueo de capitales y la financiaci\u00f3n del terrorismo (AML\/FT). Nuestro enfoque es [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/\" \/>\n<meta property=\"og:site_name\" content=\"Lovill\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-05T16:57:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lovill.com\/wp-content\/uploads\/2026\/05\/Copy-of-Pagina-Web-Rediseno-urgente-3.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/areas-de-practica\\\/cumplimiento-regulaciones-aml\\\/\",\"url\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/areas-de-practica\\\/cumplimiento-regulaciones-aml\\\/\",\"name\":\"Cumplimiento \\\/ Regulaciones AML | Lovill\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#website\"},\"datePublished\":\"2026-01-06T21:29:01+00:00\",\"dateModified\":\"2026-02-05T16:57:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/areas-de-practica\\\/cumplimiento-regulaciones-aml\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lovill.com\\\/es\\\/areas-de-practica\\\/cumplimiento-regulaciones-aml\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/areas-de-practica\\\/cumplimiento-regulaciones-aml\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00c1reas de pr\u00e1ctica\",\"item\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/practice\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Cumplimiento \\\/ Regulaciones AML\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/\",\"name\":\"Lovill\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#organization\",\"name\":\"LOVILL\",\"url\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lovill.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/light-non-retina-dark.png\",\"contentUrl\":\"https:\\\/\\\/www.lovill.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/light-non-retina-dark.png\",\"width\":1262,\"height\":263,\"caption\":\"LOVILL\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lovill.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/lovill\",\"https:\\\/\\\/www.instagram.com\\\/lovillpanama\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cumplimiento \/ Regulaciones AML | Lovill","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/","og_locale":"es_ES","og_type":"article","og_title":"Cumplimiento \/ Regulaciones AML | Lovill","og_description":"Cumplimiento \/ Regulaciones AML Cumplimiento normativo y prevenci\u00f3n del blanqueo de capitales En LOVILL, asesoramos a empresas e instituciones financieras en el dise\u00f1o, la implementaci\u00f3n y el mantenimiento de programas de cumplimiento eficaces que se ajusten a las regulaciones de Panam\u00e1 contra el blanqueo de capitales y la financiaci\u00f3n del terrorismo (AML\/FT). Nuestro enfoque es [&hellip;]","og_url":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/","og_site_name":"Lovill","article_modified_time":"2026-02-05T16:57:16+00:00","og_image":[{"width":1366,"height":800,"url":"https:\/\/www.lovill.com\/wp-content\/uploads\/2026\/05\/Copy-of-Pagina-Web-Rediseno-urgente-3.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/","url":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/","name":"Cumplimiento \/ Regulaciones AML | Lovill","isPartOf":{"@id":"https:\/\/www.lovill.com\/es\/#website"},"datePublished":"2026-01-06T21:29:01+00:00","dateModified":"2026-02-05T16:57:16+00:00","breadcrumb":{"@id":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lovill.com\/es\/areas-de-practica\/cumplimiento-regulaciones-aml\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lovill.com\/es\/"},{"@type":"ListItem","position":2,"name":"\u00c1reas de pr\u00e1ctica","item":"https:\/\/www.lovill.com\/es\/practice\/"},{"@type":"ListItem","position":3,"name":"Cumplimiento \/ Regulaciones AML"}]},{"@type":"WebSite","@id":"https:\/\/www.lovill.com\/es\/#website","url":"https:\/\/www.lovill.com\/es\/","name":"Lovill","description":"","publisher":{"@id":"https:\/\/www.lovill.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lovill.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.lovill.com\/es\/#organization","name":"LOVILL","url":"https:\/\/www.lovill.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.lovill.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/11\/light-non-retina-dark.png","contentUrl":"https:\/\/www.lovill.com\/wp-content\/uploads\/2025\/11\/light-non-retina-dark.png","width":1262,"height":263,"caption":"LOVILL"},"image":{"@id":"https:\/\/www.lovill.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/lovill","https:\/\/www.instagram.com\/lovillpanama\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/pages\/10986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/comments?post=10986"}],"version-history":[{"count":0,"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/pages\/10986\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/pages\/10806"}],"wp:attachment":[{"href":"https:\/\/www.lovill.com\/es\/wp-json\/wp\/v2\/media?parent=10986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}